Business Loans
Financing
Let’s face it. Starting a business is tough. You have to build a client base, hire employees, find office space and perform many other tasks. There are plenty of challenges, but the one that many entrepreneurs find most daunting is raising start-up capital.
Today, entrepreneurs are much more likely to dive into their own pockets and hunker down for a battle to start up and stay alive. But if you don’t have the cash in your wallet, what do you do? Luckily, there are still options for funding new companies, but finding and securing the cash will take careful research, good presentation skills, and above all, a good business plan that shows investors and lenders your company’s potential. Let us help you develop a strategic capital plan along with a professional business financing package, and assistance in developing the presentation skills necessary for financing success.
Roughly speaking, investments break down into two forms: debt and equity. You take on debt when you borrow money from a lender, and pay interest on that investment. You are compelled to repay the money with interest over time. Or, you can take on an equity investment—in which you sell a portion of the company to an investor in return for cash or something else of value. Each source carries advantages and disadvantages. Consult with us first before choosing with method to use, for finance decisions are hard to undo.
It’s not enough to find lenders and investors; you also have to pick the right ones. Allow us to help by requesting information on any or all of the financing options listed below:
| Bank Loans • SBA Express and other SBA programs • Community banks • Asset-backed borrowing • Micro-loans • Third-party loan guarantees | Non-bank Creditors • Venture leasing • Credit cards • Asset sales |
| Private Equity • Performance-oriented, flexible terms • Redeemable preferred stock | Public Equity • Investment or commercial-banking Corporate Support • Strategic partnerships |
| International Finance • Financing international accounts receivable • International strategic partnerships | The Right Contacts • Capital intermediaries • Entrepreneurship programs |